Privacy Policy

What does Maddox Mortgage Group, LLC and it’s affiliated companies do with your personal information?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security number and employment history
  • Account balances and payment history
  • Credit history and credit scores
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Maddox Mortgage Group and its affiliated companies chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus; or, as permitted by law

Does Maddox Mortgage Group and its family of companies share? Yes

Can you limit this sharing? No
For our marketing purposes – to offer our products and services to you

Does Maddox Mortgage Group and its family of companies share? Yes

Can you limit this sharing? No
For joint marketing with other financial companies

Does Maddox Mortgage Group and its family of companies share? Yes

Can you limit this sharing? No
For our affiliates’ everyday business purposes – information about your transactions and experiences

Does Maddox Mortgage Group and its family of companies share? Yes

Can you limit this sharing? Yes
For our affiliates’ everyday business purposes – information about your creditworthiness

Does Maddox Mortgage Group and its family of companies share? Yes

Can you limit this sharing? Yes
For our affiliates to market to you

Does Maddox Mortgage Group and its family of companies share? Yes

Can you limit this sharing? Yes
For non-affiliates to market to you

Does Maddox Mortgage Group and its family of companies share? No

Can you limit this sharing? We don’t share

To limit our sharing, visit us at www.maddoxmortgage.com/opt-out.

Please note: If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions? www.maddoxmortgage.com/opt-out
Who is providing this notice?

This notice is provided by Maddox Mortgage Group and its affiliated companies, as listed in the section below titled, Maddox Mortgage Group and its family of companies.
What we do
How does Maddox Mortgage Group and its affiliated companies protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are committed to safeguarding customer information and preventing its unauthorized access, disclosure, or use. In accessing your personal information, our employees are bound by the Code of Ethics Policy and our information security standards.
How does Maddox Mortgage Group and its affiliated companies collect my personal information?

We collect your personal information, for example, when you:

  • open an account or deposit money
  • apply for a loan or pay bills
  • provide your contact information We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include both financial and non-financial companies such as title agencies, mortgage companies, real estate firms, and builders. For a list of our affiliates, see the section below.
Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Maddox Mortgage Group and its affiliate companies do not share with non-affiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you:

Our joint marketing partners include financial companies that may provide products or services on our behalf.
Maddox Mortgage Group and its affiliate companies

Atlantic Bay Mortgage Group, L.L.C.; Maddox Mortgage Group, LLC, Greenwood Homes – Hampton Roads LLC; Greenwood Homes – Charlottesville, LLC; Red Fox Title, LLC, and Nest Realty Affiliate, LLC.

State and Federal Regulations: In addition to federal law, you may have other privacy protections under some state laws. We will comply with all applicable state laws as to information about you.