Maddox
Mortgage Group
welcome to
Experience you will respect.
Service you will love.
A lending team you can trust.
Experience you can rely on.
Service you will love.
A lending team you can trust.
Maddox Mortgage Group
Maddox Mortgage Group
welcome to
Experience you will respect.
Service you will love.
A lending team you can trust.
Maddox Mortgage Group
Maddox Mortgage Group
At Maddox Mortgage Group, we believe homeownership should feel empowering, not overwhelming. Our trusted team supports buyers at every stage, from first-time homeowners to seasoned investors, offering tailored guidance and a wide array of competitive loan solutions built for today’s evolving market. Proudly serving communities across the East Coast with thousands of successful closings, we are passionate about creating lasting relationships and delivering a smooth, confident lending experience. Discover what makes Maddox Mortgage Group the lender families return to time and time again.
At Maddox Mortgage Group, we believe homeownership should feel empowering, not overwhelming. Our trusted team supports buyers at every stage, from first-time homeowners to seasoned investors, offering tailored guidance and a wide array of competitive loan solutions built for today’s evolving market. Proudly serving communities across the East Coast with thousands of successful closings, we are passionate about creating lasting relationships and delivering a smooth, confident lending experience. Discover what makes Maddox Mortgage Group the lender families return to time and time again.
We make the mortgage process feel simple, structured, and fully supported.
The first stage of the approval and loan application process involves completing a residential loan application. Once completed, our team will request items like paystubs, tax returns, W-2 forms, bank statements, and various other items needed to support the information provided on your application. Once everything is reviewed and determined to be acceptable, a pre-approval is issued.
step 1
Application & Pre-Approval
Processing
In the processing stage, our team will verify the items provided in your loan application. Our loan processors will verify employment, review bank statements and credit history, and fulfill any conditions the underwriter needs to clear the loan for closing.
step 2
Underwriting
Underwriting is the initial stage of your approval process, during which our in-house underwriting team reviews all the information gathered. Our underwriters work closely with our processors to verify that the applicant meets the selected loan program’s criteria.
step 3
Approval
Once the underwriter finishes their review and determines your ability to meet the requirements of your loan program, you’ll receive feedback on any additional conditions necessary for final approval.
step 4
Closing
Once your loan package is fully processed and all conditions have been satisfied, your file is marked “clear to close.” The lender prepares your closing documents and sends all necessary disclosures, and your closing is scheduled with your attorney/settlement agent and realtor, typically held at the title company.
step 5
Pre-Qualification & Application
The first stage of the approval and loan application process involves completing a residential loan application. Once completed, our team will request items like paystubs, tax returns, W-2 forms, bank statements, and various other items needed to support the information provided on your application. Once everything is reviewed and determined to be acceptable, a pre-approval is issued.
Once your loan package is fully processed and all conditions have been satisfied, your file is marked “clear to close.” The lender prepares your closing documents and sends all necessary disclosures, and your closing is scheduled with your attorney/settlement agent and realtor, typically held at the title company.
Closing
Our Services
conventional & Government-Backed Loans
Buying a home is a big step and we are with you the whole way. We provide personalized loan options tailored to your goals, including Conventional, FHA, VA, USDA, and down payment assistance programs, ensuring homeownership is within reach and sustainable for the future.
Refinancing & Equity Options
We help homeowners put their equity to work in smart, strategic ways. Whether you are aiming to secure a lower rate, decrease your monthly payment, or take advantage of temporary buydowns, we structure refinancing solutions that support your long-term financial goals.
Specialized & Investment Financing
Complex transactions require thoughtful strategy. We provide high-level lending solutions including jumbo, construction, renovation, and DSCR financing options that are designed to support investors/homeowners as they expand/elevate their real estate holdings.
"We ended up saving hundreds of dollars a month on our mortgage payment.
My wife and I just refinanced our loan with Maddox Mortgage Group and it was absolutely the smoothest experience. It was only about a week total from the time we started asking about rates to closing on the refinance and we ended up saving hundreds of dollars a month on our mortgage payment.
Reggie's team is great as well, everyone was professional and responded to emails very promptly. Him and his team are truly the best, you absolutely cannot go wrong getting a loan from Reggie!
joe b.
chris m.
"You'll quickly realize why he is the #1 lender in VA
Reggie masterfully worked our unique loan and assured sellers listing agent he and his team could meet their quick closing deadline. Some sellers are hesitant to work with buyers using a VA loan, UNLESS it's with Maddox Mortgage Group.
Reggie's solid reputation, organization, efficiency and professionalism in the industry is unmatched! With such a complex loan, we may not have been able to buy our dream home if Reggie Maddox was not our lender. My family is beyond grateful for his exceptional expertise and dedication to his craft. Highly recommend Maddox Mortgage Group! "
elizabeth w.
My wife and I just refinanced our loan with Maddox Mortgage Group and it was absolutely the smoothest experience. It was only about a week total from the time we started asking about rates to closing on the refinance and we ended up saving hundreds of dollars a month on our mortgage payment.
Reggie's team is great as well, everyone was professional and responded to emails very promptly. Him and his team are truly the best, you absolutely cannot go wrong getting a loan from Reggie!
"Reggie and his team surpassed every single expectation we had for a loan officer!
His team was professional, timely, and accurate from beginning to end. He explained every aspect of the process and the timelines associated with our loan.
His team went above and beyond each step of the way to ensure we were cleared to close well ahead of schedule. In a very competitive market with fluctuating interest rates and lack of home for sale inventory having this local expert team on our side allowed us the competitive edge to secure our home. A+++"
"You'll quickly realize why he is the #1 lender in VA
Reggie masterfully worked our unique loan and assured sellers listing agent he and his team could meet their quick closing deadline. Some sellers are hesitant to work with buyers using a VA loan, UNLESS it's with Maddox Mortgage Group.
Reggie's solid reputation, organization, efficiency and professionalism in the industry is unmatched! With such a complex loan, we may not have been able to buy our dream home if Reggie Maddox was not our lender. My family is beyond grateful for his exceptional expertise and dedication to his craft. Highly recommend Maddox Mortgage Group! "
elizabeth w.
"We ended up saving hundreds of dollars a month on our mortgage payment.
joe b.
"Working with Maddox was as easy and seamless as possible.
I was buying this home on my own so was doing all the paper work and submissions myself and I felt completely supported by Reggie and his colleagues in getting everything done in a timely manner and making sure I was getting the best mortgage I could qualify for.
I am very happy with every factor of working with them and would encourage others to work with them in a heartbeat. I have been to several closings and this was the fastest and most stress free one I have ever participated in. Thank you!"
My wife and I just refinanced our loan with Reggie Maddox and it was absolutely the smoothest experience. It was only about a week total from the time we started asking about rates to closing on the refinance and we ended up saving hundreds of dollars a month on our mortgage payment.
Reggie's team is great as well, everyone was professional and responded to emails very promptly. Him and his team are truly the best, you absolutely cannot go wrong getting a loan from Reggie!
chris
"Working with Maddox was as easy and seamless as possible.
I was buying this home on my own so was doing all the paper work and submissions myself and I felt completely supported by Reggie and his colleagues in getting everything done in a timely manner and making sure I was getting the best mortgage I could qualify for.
I am very happy with every factor of working with them and would encourage others to work with them in a heartbeat. I have been to several closings and this was the fastest and most stress free one I have ever participated in. Thank you!"
chris
"You'll quickly realize why he is the #1 lender in VA
Reggie masterfully worked our unique loan and assured sellers listing agent he and his team could meet their quick closing deadline. Some sellers are hesitant to work with buyers using a VA loan, UNLESS it's with Maddox Mortgage Group.
Reggie's solid reputation, organization, efficiency and professionalism in the industry is unmatched! With such a complex loan, we may not have been able to buy our dream home if Reggie Maddox was not our lender. My family is beyond grateful for his exceptional expertise and dedication to his craft. Highly recommend Maddox Mortgage Group!"
elizbabeth w.
jean t.
They were prompt, efficient, communicative with every aspect of the lending process. This is our second time doing business w/ Reggie. I will say what makes him stand out is his commitment to work no matter where he is (on vacation, w/ family, etc.). He will always find time to do what is needed in a timely manner.
In a competitive market like northern VA, that is a MUST. One time, he stepped out of his own Father's day celebration to get me a pre-approval letter. That is true dedication. You won't regret working with Reggie."
"Reggie and Maddox Mortgage Group were amazing.
"Reggie and Maddox Mortgage Group were amazing.
They were prompt, efficient, communicative with every aspect of the lending process. This is our second time doing business w/ Reggie. I will say what makes him stand out is his commitment to work no matter where he is (on vacation, w/ family, etc.). He will always find time to do what is needed in a timely manner.
In a competitive market like northern VA, that is a MUST. One time, he stepped out of his own Father's day celebration to get me a pre-approval letter. That is true dedication. You won't regret working with Reggie."
jean t.
chris
"I recommend anyone work with Maddox on their future home purchase, you won't be disappointed.
My recent home purchase had a ton of obstacles, but having Maddox Mortgage Group as my lender was made the lending part go so easily.
Anytime I had a question, they responded promptly during the day, night, weekend, and weekday. I had a tight timeline with my home sale and home purchase and Reggie and his team made it work easily without any trouble at all."
jeffrey p.
"Working with Maddox was as easy and seamless as possible.
I was buying this home on my own so was doing all the paper work and submissions myself and I felt completely supported by Reggie and his colleagues in getting everything done in a timely manner and making sure I was getting the best mortgage I could qualify for.
I am very happy with every factor of working with them and would encourage others to work with them in a heartbeat. I have been to several closings and this was the fastest and most stress free one I have ever participated in. Thank you!"
"I recommend anyone work with Maddox on their future home purchase, you won't be disappointed.
My recent home purchase had a ton of obstacles, but having Maddox Mortgage Group as my lender was made the lending part go so easily.
Anytime I had a question, they responded promptly during the day, night, weekend, and weekday. I had a tight timeline with my home sale and home purchase and Reggie and his team made it work easily without any trouble at all."
jeffrey H.
They were prompt, efficient, communicative with every aspect of the lending process. This is our second time doing business w/ Reggie. I will say what makes him stand out is his commitment to work no matter where he is (on vacation, w/ family, etc.). He will always find time to do what is needed in a timely manner.
In a competitive market like northern VA, that is a MUST. One time, he stepped out of his own Father's day celebration to get me a pre-approval letter. That is true dedication. You won't regret working with Reggie."
"Reggie and Maddox Mortgage Group were amazing.
jean t.
pat
"The Maddox Team made made the process easy.
We recently used Maddox Mortgage Group to purchase of a condo in Raleigh, NC. We live out of state so we could not be present for many steps in the process. Reggie and his team were able to get everything approved (including things the builder should have been responsible for) in order for us to close the day we were leaving to travel out of the country.
Even our real estate agent commented to the professionalism and knowledge Reggie and his team provided to the process. I can not speak high enough about Reggie and his team. If you are thinking about buying a property in: VA, NC, or SC do yourself a favor and call Maddox Mortgage Group."
"The Maddox Team made made the process easy.
We recently used Maddox Mortgage Group to purchase of a condo in Raleigh, NC. We live out of state so we could not be present for many steps in the process. Reggie and his team were able to get everything approved (including things the builder should have been responsible for) in order for us to close the day we were leaving to travel out of the country.
Even our real estate agent commented to the professionalism and knowledge Reggie and his team provided to the process. I can not speak high enough about Reggie and his team. If you are thinking about buying a property in: VA, NC, or SC do yourself a favor and call Maddox Mortgage Group."
pat
My recent home purchase had a ton of obstacles, but having Maddox Mortgage Group as my lender was made the lending part go so easily.
Anytime I had a question, they responded promptly during the day, night, weekend, and weekday. I had a tight timeline with my home sale and home purchase and Reggie and his team made it work easily without any trouble at all."
"I recommend anyone work with Maddox on their future home purchase, you won't be disappointed.
jeffrey h.
christine
"Let me just say, Reggie set the bar high!
From the start, Reggie’s transparency about his flat fee and his commitment to building lasting client relationships won us over.
Throughout the process, Reggie and his team (shoutout to Nate!) were responsive, patient, and beyond helpful. I’m a stickler for reading every detail, questioning every fee, and ensuring we’re getting the best deal—and Reggie delivered. He even managed to lower our rate by a quarter percent when it briefly dipped before closing.
Thanks to Reggie and his rockstar team, we’re officially homeowners! If you’re looking for a lender who’s as sharp as they are personable, Reggie’s your guy."
"The level of customer service we received from Maddox was top notch
Maddox did a wonderful job illustrating the step-by-step process for us, so we never had any questions about where we stood, or what was next. Reggie was even ready and willing to track down answers to questions that were outside his swim lane.
Communication in the home loan process is key, and I felt like his team treated our family like we mattered. The level of customer service we received from MMG was top notch, and I give my highest recommendation to anyone who's in the market for a new home loan."
j and d
christine
paul
"Reginald and his entire team are professionals at every step.
They clearly know what they are doing. We had some complications along the way with retrieving documents from other institutions and Regional's team was able to figure out alternate solutions and worked with me to get exactly what was needed.
They understood the complex situation we were in, the stress involved in moving, and slowed down from their busy day to listen and understand us. I've closed on nearly a dozen houses in the past 20 years, both investments and from military moves, and this was by far the easiest process from start to finish and that is a huge thank you to Reginald and his team!"
"Let me just say, Reggie set the bar high!
From the start, Reggie’s transparency about his flat fee and his commitment to building lasting client relationships won us over. Plus, we instantly clicked with him.
Throughout the process, Reggie and his team (shoutout to Nate!) were responsive, patient, and beyond helpful. I’m a stickler for reading every detail, questioning every fee, and ensuring we’re getting the best deal—and Reggie delivered. He even managed to lower our rate by a quarter percent when it briefly dipped before closing.
Thanks to Reggie and his rockstar team, we’re officially homeowners! If you’re looking for a lender who’s as sharp as they are personable, Reggie’s your guy."
"Reginald and his entire team are professionals at every step.
They clearly know what they are doing. We had some complications along the way with retrieving documents from other institutions and Regional's team was able to figure out alternate solutions and worked with me to get exactly what was needed.
They understood the complex situation we were in, the stress involved in moving, and slowed down from their busy day to listen and understand us. I've closed on nearly a dozen houses in the past 20 years, both investments and from military moves, and this was by far the easiest process from start to finish and that is a huge thank you to Reginald and his team!"
paul
j and d
chris m.
"Reggie and his team surpassed every single expectation we had for a loan officer!
His team was professional, timely, and accurate from beginning to end. He explained every aspect of the process and the timelines associated with our loan.
His team went above and beyond each step of the way to ensure we were cleared to close well ahead of schedule. In a very competitive market with fluctuating interest rates and lack of home for sale inventory having this local expert team on our side allowed us the competitive edge to secure our home. A+++"
"The level of customer service we received from Maddox was top notch
Maddox did a wonderful job illustrating the step-by-step process for us, so we never had any questions about where we stood, or what was next. Reggie was even ready and willing to track down answers to questions that were outside his swim lane.
Communication in the home loan process is key, and I felt like his team treated our family like we mattered. The level of customer service we received from MMG was top notch, and I give my highest recommendation to anyone who's in the market for a new home loan."
"Reggie and his team surpassed every single expectation we had for a loan officer!
His team was professional, timely, and accurate from beginning to end. He explained every aspect of the process and the timelines associated with our loan.
His team went above and beyond each step of the way to ensure we were cleared to close well ahead of schedule. In a very competitive market with fluctuating interest rates and lack of home for sale inventory having this local expert team on our side allowed us the competitive edge to secure our home. A+++"
chris m.
paul
joe b.
"We ended up saving hundreds of dollars a month on our mortgage payment.
My wife and I just refinanced our loan with Reggie Maddox and it was absolutely the smoothest experience. It was only about a week total from the time we started asking about rates to closing on the refinance and we ended up saving hundreds of dollars a month on our mortgage payment.
Reggie's team is great as well, everyone was professional and responded to emails very promptly. Him and his team are truly the best, you absolutely cannot go wrong getting a loan from Reggie!
"Reginald and his entire team are professionals at every step.
They clearly know what they are doing, and more so they are compassionate and understanding through the process. We had some complications along the way with retrieving documents from other institutions and Regional's team was able to figure out alternate solutions and worked with me to get exactly what was needed.
They understood the complex situation we were in, the stress involved in moving, and slowed down from their busy day to listen and understand us. I've closed on nearly a dozen houses in the past 20 years, both investments and from military moves, and this was by far the easiest process from start to finish and that is a huge thank you to Reginald and his team!"
